A Second Mortgage
Name: Email:
Phone: Submit

Want to know more now? Fill in the
details and we will get in touch!

If you would like more information, or you just want to check to see if we can provide a better non bank proposal, use our online enquiry form or contact us on:

0800 2328 48 (0800 BEAT IT) or CLICK HERE to enquire about A Second Mortgage

Because you can't always bank on your Bank!

Refinancing a Second Mortgage

We receive a number of enquiries for help when either a second mortgage term expires or a borrower gets tired of meeting the extra repayments and believe that their financial circumstances have improved and it is time to refinance a second mortgage to consolidate debts. This may be because some bad credit issues have been repaid or dropped off their credit file history, or clients have re established a good loan repayment history and a period of good account conduct with their Bank. This may then allow the second mortgage to be refinanced back to a Bank and consolidated with a first mortgage at a lower interest rate.

Most second mortgages are refinanced back to a Bank or a Non Bank lender, to place them at a lower interest rate on a principal and interest basis.

Clearly it is in your best interests to repay a second mortgage quickly, so the exit plan is important. Always know your exit plan, how are you going to pay off an expensive loan? Often a second mortgage is a quick solution to a problem, but don’t let it become your next long term problem.

If you have any questions about refinancing or applying for a Second Mortgage please complete the form below or email, solutions@nonbank.co.nz

Name:
Email:
Best contact phone number:
Amount of current Second Mortgage:
Your existing Second Mortgage:
Property address:
Comment:
Code: Enter code:
Send
© 2012 NonBank Second Mortgages. All Rights Reserved.
NonBk Ltd is not a Registered Bank